Legal Information
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There are no warranties expressed or implied by this web site. Materials on Netcoverage.com are provided for research and comparison purposes. Netcoverage.com and Michael W. Rowell assume no liability for the accuracy of the information provided. We make every effort to provide the highest quality material on Netcoverage.com but because of the technology involved we may at times encounter technical difficulties or inaccuracy. Netcoverage.com life insurance shopping services is a free service provided by Michael W. Rowell to help consumers shop for life insurance. Insurance requested through Netcoverage.com is transacted through Michael W. Rowell a life insurance agent. Access to products and carriers available through Efinancial Insurance Services.

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It is your responsibility to evaluate your needs for life insurance and the accuracy of the information we provide. Netcoverage.com or Michael W. Rowell do not render any information contained as legal, professional, tax, or other advice. A tax or legal advisor may be necessary in evaluating your personal situation.
INSURANCE PRODUCTS ARE:
NOT A DEPOSITNOT FDIC-INSUREDNOT INSURED BY ANY FEDERAL GOVERNMENT AGENCYNOT GUARANTEED BY THE BANK
This Web site is owned and operated by Efinancial LLC ("Efinancial") in accordance with its privacy policy. Michael Rowell operates as an independent distributor for HSBC insurance and is not affiliated with HSBC. Michael Rowell is the licensed agent. Insurers: Household Life Insurance Company, home office, Detroit, MI, form HLI-8-132, or First Central National Life Insurance Company of New York, home office NY, NY, form CNY-8-815; administrative offices: New Castle, DE; trade name:"HSBC Insurance". See policy for exclusions & limitations. Not sold in all states. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license.License numbers are available upon request and are automatically provided where required by law.
Michael Rowell , Licensed Agent.CA License # 0659305
ADV-NetCov-1001 (07/08)